http://www.manchestereveningnews.co.uk/ Personal finance news from the Manchester Evening News en-gb http://www.manchesteronline.co.uk/men/img/logo_small.gif http://www.manchestereveningnews.co.uk/ webmaster@gmgrd.co.uk THERE are compensation schemes for when banks go belly-up. Martyn Hocking, editor of Which? Money, explains them.http://www.manchestereveningnews.co.uk/lifestyle/personal_finance/s/1079845_compensation_schemes?rss=yes?rss=yesCHEAP pet insurance is a false economy, but you don't need to break the bank to protect yourself against vets' bills, writes Martyn Hocking, editor of Which? Money. http://www.manchestereveningnews.co.uk/lifestyle/personal_finance/s/1078206_protect_your_pets?rss=yes?rss=yesNOW is a great time to cut your telecoms bills - and we can guide you through the maze.http://www.manchestereveningnews.co.uk/lifestyle/personal_finance/s/1077116_cut_your_phone_bills?rss=yes?rss=yesWHERE can you invest after recent weeks' upsets? Well, the fundamental things still apply.http://www.manchestereveningnews.co.uk/lifestyle/personal_finance/s/1072632_investment_basics?rss=yes?rss=yesSWITCHING supplier, changing tariff or reducing gas and electric consumption can save hundreds of pounds. http://www.manchestereveningnews.co.uk/lifestyle/personal_finance/s/1068157_cut_your_fuel_bills?rss=yes?rss=yesTHERE are many ways we can save money on our weekly shop. Here are our top 10 tips...http://www.manchestereveningnews.co.uk/lifestyle/personal_finance/s/1066785_food_for_thought?rss=yes?rss=yesSOME people stay in employment past retirement age because they have to; some because they want to.http://www.manchestereveningnews.co.uk/lifestyle/personal_finance/s/1065871_working_after_retirement?rss=yes?rss=yesSMALLER banks offer better rates and better service than the big four, according to the latest survey of members' experiences with current accounts.http://www.manchestereveningnews.co.uk/lifestyle/personal_finance/s/1064901_best_of_the_banks?rss=yes?rss=yesMORE families than ever are staying home for the school holidays to beat the credit crunch.http://www.manchestereveningnews.co.uk/lifestyle/personal_finance/s/1061444_home_grown_fun_in_the_sun?rss=yes?rss=yesTHERE'S a mortgage drought out there. It's more difficult than ever to get new mortgages - even if you can get a new deal they're not as cheap, and finding them has got tougher.http://www.manchestereveningnews.co.uk/lifestyle/personal_finance/s/1061276_martin_lewis_mortgage_advice?rss=yes?rss=yesDAVINA FIGGET from Southborough, Kent, works for the charity Age Concern. She is keen to cut her bills and asked us to help.http://www.manchestereveningnews.co.uk/lifestyle/personal_finance/s/1061245_ways_to_save_on_utility_bills?rss=yes?rss=yesMONEY expert Karen Campbell of Grant Thornton answers the question: "Is there any limit on the amount of pension contributions that can be made into a personal pension arrangement?http://www.manchestereveningnews.co.uk/lifestyle/personal_finance/s/1061242_update_on_pensions_rules?rss=yes?rss=yes'ECO-friendly' gas and electricity deals are still available, writes Martyn Hocking, Editor of Which? Money.http://www.manchestereveningnews.co.uk/lifestyle/personal_finance/s/1061244_can_you_still_get_a_green_fuel_deal?rss=yes?rss=yesIT is 100 years since the old age pension was created but pensioners have still not got all they hoped for. Paul Taylor reports.http://www.manchestereveningnews.co.uk/lifestyle/personal_finance/s/1060485_old_folk_in_1908_richer_than_today?rss=yes?rss=yesLIKE most families, the Browns are feeling the impact of the credit crunch so they will be staying at home this summer. Deanna Delamotta reports.http://www.manchestereveningnews.co.uk/lifestyle/personal_finance/s/1060212_the_staycation_summer?rss=yes?rss=yes